TERMS OF SERVICE

Welcome to ______ Terms of Service

This Mobile Application is created and operated by _________, (hereinafter referred to as “We”, “Our”, and “Us”) having its registered address at “___________” and operating under the brand name “_____” (“Brand Name”). We intend to ensure your steady commitment to the usage of this Mobile Application and the services provided by us through our Mobile Application “_______”.

For the purpose of these Terms of Service (“Terms of Service”), wherever the context so requires, “We”, “Our”, and “Us” shall mean and refer to the Mobile Application. “You”, “Your”, “Yourself”, or “User” shall mean and refer to natural and legal individuals who shall be users of this Mobile Application provided by us and who is competent to enter into binding contracts, as per law. “Third Parties” refer to any Mobile Application, platform or individual apart from the Users and the Company.

GENERAL TERMS

1. The headings of each section in these Terms of Service are only for the purpose of organizing the various provisions under these Terms of Service in an orderly manner and shall be used by you to interpret the provisions contained herein in a manner as may apply to you. Further, it is specifically agreed by you that the headings shall have legal or contractual value on your usage of the Mobile Application.

2. The use of this Mobile Application is solely governed by these Terms of Service and Privacy Policy that may be uploaded on the Mobile Application and any modifications or amendments made thereto by us from time to time, at our sole discretion. If you as a user continue to access and use this Mobile Application, you are agreeing to comply with and be bound by the following Terms of Service and Privacy Policy.

3. You expressly agree and acknowledge that these Terms of Service and Privacy Policy are coterminous in nature and that expiry/termination of either one will lead to the termination of the other.

4. You unequivocally agree that these Terms of Service and Privacy Policy constitute a legally binding agreement between us, and that you shall be subject to the rules, guidelines, policies, terms, and conditions applicable to your use of the Mobile Application, and that the same shall be deemed to be incorporated into these Terms of Service and shall be treated as part and parcel of the same. You acknowledge and agree that no signature or express act is required to make these Terms of Service and Privacy Policy binding on you and that your act of visiting or downloading any part of the Mobile Application constitutes your full and final acceptance of these Terms of Service and Privacy Policy.

5. We reserve the sole and exclusive right to amend or modify these Terms of Service and Privacy Policy without any prior permission or intimation to you, and you expressly agree that any such amendments or modifications shall come into effect immediately. If you do not adhere to the changes, You must stop using the Mobile Application at once.

Your continued use of the Mobile Application will signify your acceptance of the changed terms.

MOBILE APPLICATION OVERVIEW

The Mobile Application provides the users the following content:

a. Content that you upload and provide (“Your Content”);

b. Content that members provide (“Member Content”); and

c. Content that Mobile Application provides (including, without limitation, database(s) and/or software) (“Our Content”).

The Mobile Application also offers certain features that can be availed by taking up subscription services. Following are the additional features that can be availed by the User.

a. Discounts for a certain duration of the commitment period

b. Items, rewards, or other benefits for a corresponding price (“Subscription Services”).

The User can renew or cancel the Subscription Services at any time by sending a mail to _______. The Company reserves the right to suspend or change the contents of Subscription Services with reasonable prior notice.

The Mobile Application further provides a feature where the User can go live in the Mobile Application. Both registered and non-registered Users of the Mobile Application may be able to view the Users Live Contents. The User can terminate the use of the LIVE feature upon disagreement with the above condition. The User can delete the LIVE Content displayed on Mobile Application individually or all at once by deleting Your account.

REGISTRATION

Registration for the Mobile Application is mandatory in order to use the Mobile Application. The Users shall register by the way of logging in to get access to all services and features provided by the Mobile Application. The following personal information shall be collected from the User:

● Name

● Username

● Email address

● Mobile number

● Gender

● Date of birth

● Sexual preference

● Photographs

● Location

Once you register, you will be able to review and change this information at any time just by logging in to _______ (other than your date of birth and location (which, if you have given _________ access to your location in your device settings, is automatically updated based on the location of your device)). It is your responsibility to ensure that your account details are kept up to date. If your phone number changes, please ensure that you update this in your account.

ELIGIBILITY

a. You represent and warrant that you are competent and eligible to enter into legally binding agreements and of age and that you have the requisite authority to bind yourself to these Terms of Service following the Law. However, if you are a minor using this Mobile Application, you may do so with the consent of your legal guardian. All Acts of minors shall be deemed to be considered as the acts undertaken under the supervision of their legal guardian.

b. You further represent that you will comply with these Terms of Service and all applicable local, state, national and international laws, rules and regulations.

c. You shall not use the Mobile Application if you are not competent to contract or are disqualified from doing so by any other applicable law, rule or regulation currently in force.

PAYMENT GATEWAY

For making all payments for services on the Mobile Application, you will be redirected to a third-party payment gateway that we may have an agreement with. The payment gateway may additionally seek information from you to process the payment for your purchase and additionally may charge you the payment gateway charges that may be applicable. The payment gateway consists of Debit Card/Credit Card/Net Banking/UPI and other wallet options. You shall be governed under the concerned payment gateway’s Terms and Conditions and other Policies for the purpose of all payment-related aspects.

CONTENT

a. All text, graphics, write-ups, videos, User interfaces, visual interfaces, photographs, trademarks, logos, brand names, descriptions, sounds, music and artwork (collectively, ‘Content’), is generated/provided or based on information provided by the users or third parties and We have no control and make no guarantees regarding the quality, the accuracy, integrity or genuineness of such content or such other information provided on the Mobile Application.

b. All the Content displayed on the Mobile Application is subject to copyright and shall not be reused by You (or a third party) without the prior written consent from Us and the copyright owner.

c. You are solely responsible for the integrity, authenticity, quality and genuineness of the content provided on the Mobile Application and whilst feedback and comments by You can be made via the Mobile Application, We bear no liability whatsoever for any feedback or comments made by other Users or made in respect of any of the content on the Mobile Application. Further, the Mobile Application reserves its right to suspend the account of any User for an indefinite period to be decided at the discretion of the Mobile Application or to terminate the account of any User who is found to have created or shared or submitted any content or part thereof that is found to be untrue/inaccurate/misleading or offensive/vulgar. You shall be solely responsible for making good any financial or legal losses incurred through the creation/sharing/submission of Content or part thereof that is deemed to be untrue/inaccurate/misleading.

d. You have a personal, non-exclusive, non-transferable, revocable, limited privilege to access the content on the Mobile Application. You shall not copy, adapt, and modify any content without written permission from Us.

INDEMNITY

You agree to indemnify, defend and hold Us harmless, and our respective directors, officers, employees and agents (collectively, “Parties”;), from and against any losses, liabilities, claims, damages, demands, costs and expenses (including legal fees and disbursements in connection therewith and interest chargeable thereon) asserted against or incurred by Us that arise out of, result from, or maybe payable by, any breach or non-performance of any representation, warranty, covenant or agreement made or obligation to be performed according to these Terms of Service. Further, You agree to hold Us harmless against any claims made by any third party due to, or arising out of, or in connection with:

a. Your use of the Mobile Application,

b. Your violation of these Terms of Service;

c. Your violation of any rights of another;

d. Your alleged improper conduct according to these Terms of Service;

e. Your conduct in connection with the Mobile Application;

You agree to fully cooperate in indemnifying Us at your expense. You also agree not to settle with any party without consent from Us.

In no event shall we be liable to compensate You or any third party for any special, incidental, indirect, consequential or punitive damages whatsoever, including those resulting from loss of use, data or profits, whether or not foreseeable, and whether or not You had been advised of the possibility of such damages, or based on any theory of liability, including breach of contract or warranty, negligence or other tortuous action, or any other claim arising out of or in connection with the Your use of or access to the Mobile Application and/or the Services or materials contained therein.

LIMITATION OF LIABILITY

a. We are not responsible for any consequences arising out of the following events:

1.If the Mobile Application is inoperative/non-responsive due to any connectivity errors associated with the internet connection such as but not limited to slow connectivity, no connectivity, server failure;

2. If you have fed incorrect information or data or for any deletion of data;

3. If there is an undue delay or inability to communicate through email;

4. If there is any deficiency or defect in the Services managed by Us;

5. If there is a failure in the functioning of any other service provided by Us.

b. The Mobile Application accepts no liability for any errors or omissions, on behalf of itself, or for any damage caused to You, Your belongings, or any third party, resulting from the use or misuse of the Mobile Application or any service availed of by Us through the Mobile Application. The service and any Content or material displayed on the service is provided without any guarantees, conditions or warranties as to its accuracy, suitability, completeness or reliability. We will not be liable to you for the unavailability or failure of the Mobile Application.

c. You are to comply with all laws applicable to you or your activities, and with all Policies, which are hereby incorporated into this Terms of Service by reference.

d. The Mobile Application expressly excludes any liability for any loss or damage that was not reasonably foreseeable by the Mobile Application and which is incurred by you in connection with the Mobile Application, including loss of profits; and any loss or damage incurred by you as a result of your breach of these Terms of Service.

e. To the fullest extent permitted by law, We shall not be liable to You or any other party for any loss or damage, regardless of the form of action or basis of any claim. You acknowledge and agree that your sole and exclusive remedy for any dispute with us is to terminate your use of the Mobile Application.

TERM

a. These Terms of Service shall continue to form a valid and binding contract between us and shall continue to be in full force and effect until you continue to access and use the Mobile Application.

b. You may terminate your use of the Mobile Application at any time.

c. We may terminate these Terms of Service and close your account at any time without notice and/or suspend or terminate Your access to the Mobile Application at any time and for any reason, if any discrepancy or legal issue arises

d. Such suspension or termination shall not limit our right to take any other action against you that we consider appropriate.

e. It is also hereby declared that we may discontinue the Services and Mobile Application without any prior notice.

TERMINATION

a. We reserve the right, in its sole discretion, to unilaterally terminate Your access to the Mobile Application, or any portion thereof, at any time, without notice or cause.

b. We also reserve the universal right to deny access to You, to any/all of our Services. On its Mobile Application without any prior notice/explanation to protect the interests of the Mobile Application and/or other Users to the Mobile Application .

c. We reserve the right to limit, deny or create different access to the Mobile Application and its features concerning different Users, or to change any of the features or introduce new features without prior notice.

d. You shall continue to be bound by these Terms of Service, and it is expressly agreed to by You that You shall not have the right to terminate these Terms of Service till the expiry of the same.

COMMUNICATION

By using this Mobile Application and providing Your identity and contact information to Us through the Mobile Application, You agree and consent to receive emails or SMS from Us and/or any of its representatives at any time.

You can report to “______” if you find any discrepancy with regard to Mobile Application or content-related information or copyright infringement issues and we will take necessary action after an investigation. The response with resolution (if any issues found) shall be dependent on the time taken for investigation.

You expressly agree that notwithstanding anything contained hereinabove, it may be contacted by Us relating to any services availed by You on the Mobile Application or anything pursuant thereto and You agree to indemnify Us from any harassment claims. It is expressly agreed to by Us that any information shared by Us shall be governed by the Privacy Policy.

USER OBLIGATIONS AND FORMAL UNDERTAKINGS AS TO CONDUCT

You agree and acknowledges that you are a restricted user of this Mobile Application and you:

Agree to provide genuine credentials during the process whenever required on the Mobile Application. You shall not use a fictitious identity. We are not liable if you have provided incorrect information.

Agree to ensure the Name, phone Number, Email id, gender, age and any such other information that may be provided and is valid at all times and shall keep your information accurate and up-to-date.

You agree that You are solely responsible for maintaining the confidentiality of your account. You agree to notify us immediately of any unauthorized use of your account. We reserve the right to close your account at any time for any or no reason.

Understand and acknowledge that the data submitted is manually entered into the database of the Mobile Application. You also acknowledge the fact that data so entered into the database is for easy and ready reference for You, and to streamline the Services through the Mobile Application.

Authorize the Mobile Application to use, store or otherwise process certain personal information and all published Content, responses, locations, User comments, reviews and ratings for personalization of Services, marketing and promotional purposes and for optimisation of User-related options and Services.

Understand and agree that, to the fullest extent permissible by law, the Mobile Application or any of their affiliates or their respective officers, directors, employees, agents, licensors, representatives, operational service providers, advertisers or suppliers shall not be liable for any loss or damage, of any kind, direct or indirect, in connection with or arising from the use of the Mobile Application or this terms of use, including, but not limited to, compensatory, consequential, incidental, indirect, special or punitive damages.

Are bound not to cut, copy, modify, recreate, reverse engineer, distribute, disseminate, post, publish or create derivative works from, transfer, or sell any information or obtained from the Mobile Application. Any such use/limited use of the Mobile Application will only be allowed with the prior express written permission.

Agree not to access (or attempt to access) the Mobile Application and/or the materials or Services by any means other than through the interface provided by the Mobile Application. The use of deep-link, robot, spider or other automatic devices, program, algorithm or methodology, or any similar or equivalent manual process, to access, acquire, copy or monitor any portion of the Mobile Application or its content, or in any way reproduce or circumvent the navigational structure or presentation of the Mobile Application , materials or any content, or to obtain or attempt to obtain any materials, documents or information through any means not specifically made available through the Mobile Application will lead to suspension or termination of your access to the Mobile Application. We disclaim any liabilities arising concerning such offensive content on the Mobile Application.

Expressly agree and acknowledge that the Content generated by the Users and displayed on the Mobile Application is not owned by Us and that We are in no way responsible for the content of the same. You may, however, report any offensive or objectionable content, which We may then remove from the Mobile Application, at our sole discretion.

You further undertake not to:

a. Engage in any activity that interferes with or disrupts access to the Mobile Application or the services provided therein (or the servers and networks which are connected to the Mobile Application);

b. Impersonate any person or entity, or falsely state or otherwise misrepresent his/her affiliation with a person or entity;

c. Probe, scan or test the vulnerability of the Mobile Application or any network connected to the Mobile Application, nor breach the security or authentication measures on the Mobile Application or any network connected to the Mobile Application. The User may not reverse look-up, trace or seek to trace any information relating to any other User of, or visitor to, the Mobile Application, or any other viewer of the Mobile Application, including any User account maintained on the Mobile Application not operated/managed by the User, or exploit the Mobile Application or information made available or offered by or through the Mobile Application, in any manner;

d. Disrupt or interfere with the security of, or otherwise cause harm to, the Mobile Application, systems resources, accounts, passwords, servers, or networks connected to or accessible through the Mobile Application or any affiliated or linked Mobile Applications.

e. Use the Mobile Application or any material or content therein for any purpose that is unlawful or prohibited by these Terms of Service, or to solicit the performance of any illegal activity or other activity which infringes the rights of this Mobile Application or any other third party (s);

f. Violate any code of conduct or guideline which may apply for or to any particular service offered on the Mobile Application;

g. Violate any applicable laws, rules or regulations currently in force within or outside India;

h. Violate any portion of these Terms of Service and Privacy Policy including but not limited to any applicable additional terms of the Mobile Application contained herein or elsewhere, whether made by amendment, modification, or otherwise;

i. Commit any act that causes Us to lose (in whole or in part) the Services of its Internet Establishment (“ISP”) or in any manner disrupts the Services of any other supplier/service provider of the Mobile Application;

j. You hereby expressly authorize Us to disclose any and all information relating to You in our possession to law enforcement or other government officials, as We may in our sole discretion, believe necessary or appropriate in connection with the investigation and/or resolution of possible crimes, especially those involve personal injury and theft/infringement of intellectual property. You further understand that the Mobile Application might be directed to disclose any information (including the identity of persons providing information or materials on the Mobile Application) as necessary to satisfy any judicial Order, law, regulation or valid governmental request.

k. By indicating Your acceptance to use any services offered on the Mobile Application, You are obligated to complete such transactions after making payment. You shall be prohibited from indicating their acceptance to avail services where the transactions have remained incomplete.

l. You agree to use the services provided by Us, our affiliates, consultants and contracted companies, for lawful purposes only.

m. You agree to provide authentic and true information. We reserve the right to confirm and validate the information and other details provided by You at any point in time. If upon confirmation such details are found to be false, not to be true (wholly or partly), We shall in our sole discretion reject the order and debar You from using the Mobile Application without prior intimation whatsoever.

n. You agree not to post any material that contains language or imagery which could be deemed offensive or is likely to harass, upset, embarrass, alarm or annoy any other person (including for example and without limitation, language that could be deemed discriminatory towards an individual’s race, color, ethnicity, national origin, religion, disability, sexual orientation, gender expression, gender identity or physical appearance).

o. You agree not to post any material on the Mobile Application that is defamatory, offensive, obscene, indecent, abusive, or needlessly distressful or advertising any goods or services. More specifically, You agree not to host, display, upload, update, publish, modify, transmit, or in any manner share any information that:

belongs to another person and to which you have no right to;

ii. is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, libellous, invasive of another's privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;

iii. is in any way harmful to minors;

iv. infringes any patent, trademark, copyright or other proprietary rights;

v. violates any law for the time being in force;

vi. deceives or misleads the addressee about the origin of such messages or communicates any information which is grossly offensive or menacing;

vii. Abuse, harass, threaten, defame, disillusion, erode, abrogate, demean or otherwise violate the legal rights of others;

viii. encourages any illegal activity including, without limitation, terrorism, inciting racial hatred or the submission of which in itself constitutes committing a criminal offence;

ix. Impersonate any person or entity, or falsely state or otherwise misrepresent Your affiliation with a person or entity;

x. Publish, post, disseminate, any grossly harmful information, harassing, blasphemous, defamatory, obscene, pornographic, pedophilic, libellous, invasive of another’s privacy, hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever; or unlawfully threatening or unlawfully harassing including but not limited to “indecent representation of women” within the meaning of the Indecent Representation of Women (Prohibition) Act, 1986;

xi. Threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting any other nation.

LIVE CONTENT OPERATOR

For the Mobile Applications Live Contents the User who created, transmitted, or shared the Mobile Applications Live Content bears full responsibility. The Company shall not bear any responsibility except as otherwise provided by law for the Mobile Applications Live Content transmitted or shared through Mobile Applications Live.

If You are required to pay royalty, fees, or other expenses to a third party due to Your Mobile Applications Live Content, You are fully responsible for the payment.

Regarding Your Mobile Applications Live Content, You must guarantee the following for using Live. In the event of a violation of any of the following, you may be subject to suspension or termination of your account. You may also be liable for civil or criminal liability accordingly, and the Company may take action against You to the extent permitted by law to minimize resulting damages incurred to third parties or the Company.

You are the only creator or legitimate owner of the Mobile Applications Live Content, or have legitimate authority over the transmission and use of the Mobile Applications Live Content.

The Mobile Applications Live Content You send, share, or display a) do not include any information regarding intellectual property rights, trade secrets, or personal information of a third party, and b) do not infringe or damage the personal rights, intellectual property rights, property rights, or other rights of a third party.

For the Mobile Applications Live Contents the User who created, transmitted, or shared the Mobile Applications Live Content bears full responsibility. The Company shall not bear any responsibility except as otherwise provided by law for the Mobile Applications Live Content transmitted or shared through Mobile Applications Live.

SUSPENSION OF USER ACCESS AND ACTIVITY

Notwithstanding other legal remedies that may be available, we may in our sole discretion, limit your access and/or activity by immediately removing your access credentials either temporarily or indefinitely, or suspend/terminate your association with the Mobile Application, and/or refuse to the usage of the Mobile Application, without being required to provide you with notice or cause:

a. If you are in breach of any of these Terms of Service and Privacy Policy;

b. If you have provided wrong, inaccurate, incomplete or incorrect information;

c. If your actions may cause any harm, damage or loss to the other Users or Us, at our sole discretion.

INTELLECTUAL PROPERTY RIGHTS

Unless expressly agreed to in writing, nothing contained herein shall give you a right to use any of the trade names, trademarks, service marks, logos, domain names, information, questions, answers, solutions, reports and other distinctive brand features, save according to the provisions of these Terms of Service that shall be available on the Mobile Application. All logos, trademarks, brand names, service marks, domain names, including material, designs, and graphics created by and developed by either the Mobile Application or such other third party and other distinctive brand features of the Mobile Application are the property of the Mobile Application or the respective copyright or trademark owner. Furthermore, concerning the Mobile Application, we shall be the exclusive owner of all the designs, graphics and the like, related to the Mobile Application.

You shall not use any of the intellectual property displayed on the Mobile Application in any manner that is likely to cause confusion among existing or prospective users of the Mobile Application, or that in any manner disparages or discredits the Mobile Application, to be determined in the sole discretion.

You are aware of all intellectual property, including but not limited to copyrights, relating to said services resides with the owners, and that at no point does any such intellectual property stand transferred from the aforementioned creators. You are aware that we merely provide the Mobile Application through which You can communicate with other users and the Mobile Application does not own any of the intellectual property relating to the independent content displayed on the Mobile Application, apart from created graphics and specified content.

You are further aware that any reproduction or infringement of the intellectual property of the aforementioned owners by You will result in legal action being initiated against You by the respective owners of the intellectual property so reproduced/infringed upon. It is agreed to by You that the contents of this section shall survive even after the termination or expiry of these Terms of Service and/or Privacy Policy.

DISCLAIMER OF WARRANTIES AND LIABILITIES

a. You further agree and undertake that you are accessing the Mobile Application at your sole risk and are using the best and prudent judgment before availing of any features on the Mobile Application or accessing/using any information displayed thereon.

b. You agree that any kind of information, resources, activities, recommendations obtained/availed from the Mobile Application, written or oral, will not create any warranty and we disclaim all liabilities resulting from these.

c. We do not guarantee that the features and content contained in the Mobile Application will be uninterrupted or error-free, or that the Mobile Application or its server will be free of viruses or other harmful components, and You hereby expressly accept any associated risks involved with your use of the Mobile Application.

d. It is further agreed to by You that the contents of this section shall survive even after the termination or expiry of the Terms of Service and Privacy Policy.

FORCE MAJEURE

We will not be liable for damages for any delay or failure to perform our obligations hereunder if such delay or failure is due to cause beyond our control or without its fault or negligence, due to Force Majeure events including but not limited to acts of war, acts of God, earthquake, riot, fire, festive activities sabotage, labour shortage or dispute, internet interruption, technical failure, breakage of sea cable, hacking, piracy, cheating, illegal or unauthorized.

DISPUTE RESOLUTION AND JURISDICTION

In the event of any dispute arising out of or in connection with this agreement, including any dispute relating to the validity of this agreement, the parties shall, at first instance, attempt to resolve the dispute by mediation administered by the Centre for Online Resolution of Disputes (“CORD”) (www.resolveoncord.com) and conducted in accordance with the CORD Rules of Mediation, by a sole mediator to be appointed by CORD.

In the event the parties are unable to resolve any such dispute through mediation within 45 days of the initiation of the dispute, subject to a contrary agreement between the parties, the dispute shall be finally resolved by arbitration administered by CORD and conducted in accordance with the Rules of Arbitration of CORD, by a sole arbitrator to be appointed by CORD. The language of arbitration shall be English. The seat of arbitration shall be ______, India.

You expressly agree that the Terms of Service, Privacy Policy and any other agreements entered into between the Parties are governed by the laws, rules, and regulations of India.

MISCELLANEOUS PROVISIONS

a. Entire Agreement: These Terms of Service, read with the Privacy Policy form the complete and final contract between us with respect to the subject matter hereof and supersedes all other communications, representations, and agreements (whether oral, written or otherwise) relating thereto.

b. Waiver: The failure at any time to require performance of any provision of these Terms of Service shall in no manner affect our right at a later time to enforce the same. No waiver by us of any breach of these Terms of Service, whether by conduct or otherwise, in any one or more instances, shall be deemed to be or construed as a further or continuing waiver of any such breach, or a waiver of any other breach of these Terms of Service.

c. Severability: If any provision/clause of these Terms of Service is held to be invalid, illegal or unenforceable by any court or authority of competent jurisdiction, the validity, legality, and enforceability of the remaining provisions/clauses of these Terms of Service shall in no way be affected or impaired thereby, and each such provision/clause of these Terms of Service shall be valid and enforceable to the fullest extent permitted by law. In such case, these Terms of Service shall be reformed to the minimum extent necessary to correct any invalidity, illegality or unenforceability, while preserving to the maximum extent the original rights, intentions and commercial expectations of the Parties hereto, as expressed herein.

d. Contact Us: If you have any questions about these Terms of Service, the practices of the Mobile Application, or your experience, you can contact us by emailing us at ________or by writing to us at

M/s. __________

“____________________________”